Dream Coast Auto Repair Financing
At Dream Coast Auto, we understand that unexpected car repairs can put a strain on your budget — but maintaining your vehicle is essential for safety and reliability. That’s why we’re proud to offer two flexible financing options to help make auto repairs more affordable and stress-free.
Through our trusted partners, Sunbit and Affirm, you can spread the cost of your repairs over time with easy payment plans that fit your budget. Whether it’s routine maintenance or a major repair, our team is here to help you choose the option that’s right for you.
Ask a Dream Coast Auto team member today about how to apply and get back on the road with confidence and peace of mind.
Sunbit Now,
Pay over time.
Transforming how you pay.
Stress free to apply.
- 90% of people are approved
- Lightning fast application
- No hard credit check*
- No fees or penalties
Easy tools to manage your plan.
We put the fine print up front.
- A payment is due at checkout
- APR ranges from 0% to 35.99%
- No application, origination, account opening, pre- payment penalty, or late fees
- Financing offered by Transportation Alliance Bank Inc. dba TAB Bank
- Must be 18 + years of age
- Financing is subject to approval based on factors including, but not limited to, creditworthiness, identity verification, state of residence, your prior history with the products offered through Sunbit, and merchant location
- *Account openings and payment activity are reported to a major credit bureau.
So long, fees. Hello, Affirm.
Whether you’re buying a new mattress, shopping for an outfit that wows, or planning the trip of a lifetime, you want to feel good about the things you buy. And with Affirm, you can.
Learn why we’re the smarter way to pay
$90B+
Gross Merchandise Volume
$0
Late fees charged
Get flexible payment plans
Know exactly how much you can spend and choose the payment plan that fits your budget.
Okay, so how do we make money?
Unlike credit card companies though, we don’t
depend on shoppers paying late or staying in debt.
Instead, we try to give them a great experience sothey come back and use Affirm again.
We use simple interest
If there’s interest on your purchase, it’s simple interest and not compound interest. This matters because the amount never changes and never grows—unlike compound interest that increases over the length of your loan.
How payment plans work
|
Features
|
Pay in 4
|
Monthly installments
|
|---|---|---|
|
Purchase amount
|
$50–$1,000+
May differ by store |
$50–$5,000+
May differ by store |
|
Number of payments
|
4
|
3,6,12,18, 24, 36, and up to 60 months
|
|
Payment duration
|
Every 2 weeks
|
Monthly
|
|
Payment at checkout
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Down payment may be required
|
Down payment may be required
|
|
Interest
|
Interest-free
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0–36% APR
|
|
Fees?
|
Never
|
Never
|
|
Credit impact to apply?
|
No impact to apply. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus if loan is accepted. You can find more information on Affirm's
|
No impact to apply. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus if loan is accepted. You can find more information on Affirm's
|
|
Credit impact with a loan?
|
May impact if loan is accepted or delinquent
|
May impact if loan is accepted or delinquent
|